Working with Specialists
Gulf Coast Financial Advisors believes in providing our clients with the best possible guidance across all areas of their financial lives. To that end, we maintain relationships with trusted specialists who are not directly employed by GCFA but who bring deep expertise in areas that complement our core financial planning and investment management services.
These strategic consultants work collaboratively with our team to ensure that every aspect of a client’s financial picture is addressed by a qualified professional. When we identify a client need that falls within a consultant’s area of expertise, we facilitate the introduction and work together to deliver a coordinated solution.
Jay Stubbs, CLU — Risk Management Consultant
Background
Jay Stubbs has been working in the insurance and risk management industry since 1999, bringing over two decades of experience to his work with GCFA clients. He earned his Chartered Life Underwriter (CLU) designation in 2008, one of the most respected credentials in the insurance and risk management profession.
Jay is a partner at Providence Partners, where he specializes in helping individuals and businesses identify, evaluate, and manage risk through appropriate insurance and protection strategies.
Areas of Expertise
- Life Insurance — Helping clients determine appropriate coverage levels and select the right policy types for their specific needs, whether for income replacement, estate planning, or business succession
- Disability Insurance — Protecting income against the risk of disability, which is often an overlooked but critical component of a comprehensive financial plan
- Long-Term Care Insurance — Planning for the potential costs of extended care, including strategies to protect assets and preserve independence
- Business Protection — Designing insurance strategies for business owners including key person insurance, buy-sell agreement funding, and business continuation planning
Important Disclosure
Jay Stubbs is not directly employed by Gulf Coast Financial Advisors, LLC. He is an independent insurance and risk management professional who works collaboratively with GCFA to serve the insurance and risk management needs of our clients. Any insurance products or services provided by Jay are offered through his own practice at Providence Partners and are separate from the investment advisory services provided by GCFA.
King & King Attorneys at Law — Estate Planning & Business Law
Background
King & King Attorneys at Law is a trusted legal practice founded by Dusty and Jennifer King, with offices in Foley, Alabama and Jackson, Tennessee. The firm specializes in estate planning, probate, business law, and guardianship/conservatorship proceedings—areas directly relevant to the financial lives of GCFA clients. Dusty and Jennifer believe that well-informed clients make the best decisions, and they work closely with individuals, families, and business owners to develop comprehensive estate plans, handle business transactions, and navigate complex legal matters with a personal, client-centered approach.
Areas of Expertise
- Estate Planning & Probate — Comprehensive estate plans including wills, trusts, living trust amendments, and probate administration to protect assets and provide for loved ones
- Business Law — Legal guidance for business owners on entity formation, contracts, transactions, and landlord-tenant law
- Conservatorship & Guardianship — Representing families navigating guardianship and conservatorship proceedings for loved ones who need protection
- Family Law — Handling sensitive family legal matters with professionalism and compassion
Meet the Attorneys
Jennifer King earned her law degree from the University of Memphis School of Law and is admitted to practice in both Alabama and Tennessee. She focuses her practice on estate planning, probate, conservatorship and guardianship matters, and business law. Jennifer is an active member of the Baldwin County and Mobile Bar Associations.
Dusty King is a graduate of the University of Mississippi School of Law and is also admitted to practice in Alabama and Tennessee. Dusty concentrates on estate planning, probate, business law, and landlord-tenant law. He is a member of the Baldwin County and Mobile Bar Associations.
Learn more at kingplc.com.
Important Disclosure
King & King Attorneys at Law is not directly employed by or affiliated with Gulf Coast Financial Advisors, LLC. They are an independent law firm that works collaboratively with GCFA to serve the estate planning and legal needs of our clients. Any legal services provided by King & King are offered through their own practice and are separate from the investment advisory services provided by GCFA.